I bought mine 4 weeks b4 i was 21, couldnt insure it for them four weeks though :-( didnt have eny no claims,LC20 for drivin with no licence,IN10 for no insurance & 6 points! Insured it on my 21st birthday full comp for the grand total of £1228 not bad considering I must say before you all get the impression of me being a C**T i really aint, i was a silly boy at 18 but now im always legal when it comes to cars 8-| had to add this as i know some poeple would think bad of me if they read the above, i know i would