VR6Pete 1,455 Posted October 18, 2010 Report Share Posted October 18, 2010 my mate has gone with green light.... 605 / year, but hes got 3years NCB... I suspect your lack of NCB is doing it for you...When I first got my VR6, I bought a cheap banger, and insured that to build up my NCB.... I then insured the VR6 on my dads policy for a couple of years, then switched the VR6 onto the policy I had my banger on.... made it quite affordable, and I was on my own insurance policy quite cheaply at the age of 20. Link to post Share on other sites
VR6-DUB 3 Posted October 18, 2010 Author Report Share Posted October 18, 2010 Worst case scenario is that i might have to sell the vr :-( which i dont want to do, cant beleive this. Link to post Share on other sites
craggsy 91 Posted October 18, 2010 Report Share Posted October 18, 2010 Most insurers who deal with modified cars require at least one years NCB and experience of high powered cars Link to post Share on other sites
VR6-DUB 3 Posted October 24, 2010 Author Report Share Posted October 24, 2010 Gona try a few more insurance companies, see what i come up with, if not i will have to put the vr up for sale :-( Link to post Share on other sites
spadam 7 Posted October 24, 2010 Report Share Posted October 24, 2010 Try hic good discount for premium members. Thts who i used when i was 19 Link to post Share on other sites
oldmandon 1 Posted October 24, 2010 Report Share Posted October 24, 2010 Gona try a few more insurance companies' date=' see what i come up with, if not i will have to put the vr up for sale :-([/quote']I've said this before, and will say it again, get a cheap banger, insure it as your daily runner and add the vr as a SECOND car on the policy with limited mileage. That way you wont pay half the insurance you're paying, oh and add an older driver too, it does work. Believe me........ Link to post Share on other sites
kebster 0 Posted October 25, 2010 Report Share Posted October 25, 2010 Try quote detective they beat what im paying now £490 with 3 years nc and been driving 3 years clean license and im 29 Link to post Share on other sites
VR6-DUB 3 Posted October 25, 2010 Author Report Share Posted October 25, 2010 Ive already tried with quote detective the cheapest company that comes up is the insurance company that i am currently with. lol. Link to post Share on other sites
oldmandon 1 Posted October 25, 2010 Report Share Posted October 25, 2010 Whats you history if you don't mind me asking? age, points ncb etc...can't believe you can't get a decent quote.... Link to post Share on other sites
VR6-DUB 3 Posted October 27, 2010 Author Report Share Posted October 27, 2010 Nah dont mind at all, 22 age 3 points, 0 ncb, but been driving 4 years on another policy. Link to post Share on other sites
oldmandon 1 Posted October 27, 2010 Report Share Posted October 27, 2010 Nah dont mind at all' date=' 22 age 3 points, 0 ncb, but been driving 4 years on another policy.[/quote']OOOOHHH youngster...no wonder you're struggling.......I'd think about the tips, ie adding vr as a second car, older driver on the policy limited mileage.....Get a real cheap piece of crap, don't even need to be mot or taxed, leave it on the drive insure it add the vr then run around in the vr......nudge nudge Link to post Share on other sites
VR6-DUB 3 Posted October 27, 2010 Author Report Share Posted October 27, 2010 I c sounds like a gud idea will have to look into this in a bit more detail, thanx mate. Link to post Share on other sites
VR6-DUB 3 Posted October 27, 2010 Author Report Share Posted October 27, 2010 I thought being 17 was youngster age but maybe im wrong thought i would be classed as a mature driver. lol. Link to post Share on other sites
oldmandon 1 Posted October 27, 2010 Report Share Posted October 27, 2010 I thought being 17 was youngster age but maybe im wrong thought i would be classed as a mature driver. lol.NAAAA mature drive got to be at least 22 and a half...lol........ seriously 25yrs when the policy starts to come down, 30's better, 40's better again 50's best......60's going up again....... Link to post Share on other sites
VR6-DUB 3 Posted October 27, 2010 Author Report Share Posted October 27, 2010 lol, i am actually 22 years and 7 months wonder if that will help and make a difference lol probably not. Nah 25 is to long to wait. I will be driving an rs4 by then hopefully. lol Link to post Share on other sites
oldmandon 1 Posted October 27, 2010 Report Share Posted October 27, 2010 Nice choice.....I'm aiming for an R32, An Audi RS5 or the AUDI A8 from the Transporter movies Link to post Share on other sites
VR6-DUB 3 Posted October 27, 2010 Author Report Share Posted October 27, 2010 like your choices too yep those were very nice cars from the transporter movies. Link to post Share on other sites
spadam 7 Posted October 28, 2010 Report Share Posted October 28, 2010 Think you need to build up ncb to help. Im 21 and pay £650 a year with all mods included. I insured it when i was 19 for £990 which i thought was a fair price. Link to post Share on other sites
VR6-DUB 3 Posted October 29, 2010 Author Report Share Posted October 29, 2010 Spoke to sky insurance today they managed to beat my current premium by £45.00 a month, which works out to a annual saving of about £500, great result but still looking to find it cheaper. Link to post Share on other sites
oldmandon 1 Posted October 29, 2010 Report Share Posted October 29, 2010 Spoke to sky insurance today they managed to beat my current premium by £45.00 a month' date=' which works out to a annual saving of about £500, great result but still looking to find it cheaper.[/quote']It's a great start though......Looks like we'll be keeping a few more members who've been struggling with INS costs...aka Ian-Rodgers...... Link to post Share on other sites
VR6-DUB 3 Posted October 29, 2010 Author Report Share Posted October 29, 2010 Rang brentacre today also, they took my name and number down and said someone will ring me back, and no one has - crap service already?Still need to get a quote from them and HIC yet. Link to post Share on other sites
oldmandon 1 Posted October 29, 2010 Report Share Posted October 29, 2010 keep at it, read Ians thread, he saved £400ish Link to post Share on other sites
VR6-DUB 3 Posted October 29, 2010 Author Report Share Posted October 29, 2010 Wow that is quiet a saving, i am gonna keep at it. Link to post Share on other sites
VR6-DUB 3 Posted November 3, 2010 Author Report Share Posted November 3, 2010 My insurance company rang me today - quinn direct, they said i can cancel my policy by sending back my documents i.e. insurance certificate etc, BUT they will not refund any of my deposit at all as the "14 day period" has gone. It looks like i am stuck with them for now. :-( Link to post Share on other sites
Ian_rogers 0 Posted November 3, 2010 Report Share Posted November 3, 2010 How much was ur deposit? Will leavin them and loosin ur deposit still save u money?Also try to negotiate with them.... Ie say u don't mind payin 14 days worth of cover etc Link to post Share on other sites
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