The Monk 50 Posted October 27, 2010 Report Share Posted October 27, 2010 £1025 for the renewal.Value of the passat £1000. Golf VR6 value £1000. Last quote £709.Any particular deals that can be struck with ins cpy?I know I'll need to shop around now. I don't fancy paying £500 more to insure a slower more reliable car. Link to post Share on other sites
CALICO 130 Posted October 27, 2010 Report Share Posted October 27, 2010 if you become a premium member you can get discount from brentacre etc Link to post Share on other sites
hvr6 88 Posted October 27, 2010 Report Share Posted October 27, 2010 how much last year Chris? Link to post Share on other sites
thegoth 5 Posted October 27, 2010 Report Share Posted October 27, 2010 the vr would have been group 15, the passast is group 17. Link to post Share on other sites
The Monk 50 Posted October 27, 2010 Author Report Share Posted October 27, 2010 Helen, 709. That was because cheaper rates were found, but Adrian flux quote hardly moved even after I declared mods.Nigel, I don't see how the passat is group 17. That's always been a shady area of how people rate the cars into groups.... I mean the way ins cmpy rates them.Why the safer, slower passat is higher in insurance I'll never know. Link to post Share on other sites
thegoth 5 Posted October 27, 2010 Report Share Posted October 27, 2010 more attractive to thieves? more expensive to repair? More HP? Link to post Share on other sites
oldmandon 1 Posted October 27, 2010 Report Share Posted October 27, 2010 Helen' date=' 709. That was because cheaper rates were found, but Adrian flux quote hardly moved even after I declared mods.Nigel, I don't see how the passat is group 17. That's always been a shady area of how people rate the cars into groups.... I mean the way ins cmpy rates them.Why the safer, slower passat is higher in insurance I'll never know.[/quote']It's apparently due to the cost of parts to repair it, and it's desirability to thieves.......be happy that tealeaves wat your passatt and not my golf!!!!!!!!!!!!!!!!!!!!I had a Toyota Celica Supra 2.8i lovely motor, sold it got a sierra 1.8 saphire.crock of crap. Was 3 insurance groups higher, I argued the toss didn't matter one bit. so buy a supra, it wont get nicked as much as a saphire!!! Link to post Share on other sites
The Monk 50 Posted October 27, 2010 Author Report Share Posted October 27, 2010 more attractive to thieves? more expensive to repair? More HP?Unsure. VR's make a hulluvalota noise compared with the Passat.VW droplinks for all 4 corners cost £700. Gaybay sell them for £23 a piece lol.Horse power is 193.. standard. 174 for VR but mine had 183. Should have informed Ins Company, they'd have increased the premium lol. Link to post Share on other sites
jasonoldy69 1 Posted October 27, 2010 Report Share Posted October 27, 2010 Try and see if another insurer will price beat it, then go back to Flux and tell them you found it cheaper. Then Flux might price beat that.I'm sure they just make these numbers up Link to post Share on other sites
craggsy 91 Posted October 27, 2010 Report Share Posted October 27, 2010 Gotta remember passat is a 4wd and that isnt cheap to fix if you crash it Link to post Share on other sites
The Monk 50 Posted November 3, 2010 Author Report Share Posted November 3, 2010 Well, I've rung up sky, HIC and adrian flux to try and haggle.... they wouldn't budge even though I told them that Admiral, a company not associated with flux or moddifyed cars, quoted me £976.Adrian flux £1024 not including admin charges.Sky: best price £911... including admin charges, 1025 and they require £232 deposit strait away... 322 in one go including deposit and 1st months payment.HIC: Adrian flux sister company and will not quote less or more than flux.Admiral: £976. £1190 with admin charges. Link to post Share on other sites
oldmandon 1 Posted November 3, 2010 Report Share Posted November 3, 2010 Your Admin charges seem a bit high!!!!!! why not have a quick go on comparethe market or go compare....it can't hurt to try the mainstream, you might be surprised. what you got to lose?? except time Link to post Share on other sites
J5KE F 0 Posted November 3, 2010 Report Share Posted November 3, 2010 I remember the day that insurance premiums used to go down every year ...WTF is goin on this year..? Link to post Share on other sites
Ian_rogers 0 Posted November 3, 2010 Report Share Posted November 3, 2010 I remember the day that insurance premiums used to go down every year ...WTF is goin on this year..?Reasons are three fold apparently....1) lot of snow this year.... Lots of claims2) economic climate3) no win no fee companies claiming too much compo Link to post Share on other sites
J5KE F 0 Posted November 3, 2010 Report Share Posted November 3, 2010 What about uninsured drivers? How do insurance companies claim on these..?And also how does the protected no claims bonus work..? It appears to me the likes of the drivers who are fortunate enough to not have a claim or at least a big claim are getting penalised by means of increased premiums..The whole industry needs to be looked into imo.. I'm going through a similar issue with professional indemnity insurance for a big pool build were doing for a russian bank, they have demanded 1million cover, where our normal is 250k. They have agreed to pay us or the increase, PI insurance MUST be held for 10-12 years to future proof any design flaws but the insurance company wont give us figures for the next year let alone 10 years on.. What if the increases continue to go up lik this..? A loose loose situation i feel.. Link to post Share on other sites
Phat VR6 3 Posted November 4, 2010 Report Share Posted November 4, 2010 i recon there just gready.. i see the amount of cars on the road... all paying 1000s a year. I rarly see any crashed ones. Insurance company are making LOADS of money. what for every 10 drivers one could crash a year to break even Link to post Share on other sites
Recommended Posts