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ebay advice needed


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have had a small problem when selling a headlamp on ebay.

basically i the headlamp arrived at its destination as broken. i had paid for postal insurance, but having spoken to their customer services they say glass is covered (nice of them not to tell me that in advance - apparantly its in a booklet at the PO)

anyway, so the chances of claiming for the item are going to be slim.

i did put a disclaimer in my ad, but not sure whats gonna happen. i can't afford to refund the other person, and don't want this to get messy.

what would you do?

heres the ad - http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&category=9889&item=4506311207

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