Grown up things, saving money / budgets

[VR6Pete 1,455]

For the first time in my life I thought I would tighten my belt - if you ask @VR6CABBS or @Dave_ciw then I'm tighter than scrooge at Christmas!

 

So far I've managed to save;

 

• £21/month by switching my energy tariff with my current energy provider.
• £15/month by calling sky and removing Cinema from my package - I will be calling them again in a few weeks to complain it is still too much and looking to cancel unless they can further reduce monthly payments.

 

I will be looking at setting up a second bank account for my monthly direct debits to come out of so I have a "true picture" of what I have in my current account.

 

I have downloaded a budget spreadsheet to get my incomings and outgoings down in a spreadsheet using this template: http://www.moneysavingexpert.com/redir/e5897875 - It's worked pretty well to visualize where my money is going

 

Yep, Kids & house & cars! ha ha

 

But gives you an idea of how much you are over / under spending v's your income!

 

So what other money saving tips do you use to help you save a few quid / manage your incomings and outgoings?

 

Of course any money saved will go on the Corrado!

 

Pete

 

 

 

 

 

[wayne_1@tiscali.co.uk 27]

I think it's the same with all of us if I'm honest some of us have certain trades where we can make extra money on the side that always helps I'm a gas man

[VR6Pete 1,455]

14 hours ago, wayne_1@tiscali.co.uk said:

I think it's the same with all of us if I'm honest some of us have certain trades where we can make extra money on the side that always helps I'm a gas man

 

If only I could do the same, but oddly not many people want IT management on the side haha