I feel you! It can be challenging to start saving and investing later in life. However, it's never too late to start planning for your future. Your home may be one of your most valuable assets. If you have equity in it, you may be able to use it as a source of retirement income through a reverse mortgage. This mortgage allows owners to borrow against the equity in their home while continuing to live in it. The loan doesn't have to be repaid until the last borrower leaves the home. Yet, there are some significant downsides, such as high fees. Besides, they can reduce the equity in your home. Th
