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[poll] DEBT! We all have it in some form....


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I have an £1800 loan, a credit card with £1100 a second credit card with £200 (£1700 limit) and 2 over draft which add up to £750. lol

Although selling the 2 GTIs i have will clear the loan and most of the bigger credit card.

the loan was for half the VR, i managed to save 800 before hand then 1300 from the loan and then i bought a private plate which has yet to be put on lol. im bad with my pennies :(

I always pay my insurance monthly which is usually around £110 for the VR6 but Ive been told this doesnt affect your credit rating in any way because it is not a fixed loan agreement.

ouch, how much would your insurance be if you paid it in one n how many years ncb etc?

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